Qualified Retirement Plan Services

Qualified retirement plans require a number of services.  At ALI Actuarial & Retirement Plan Services, we can take care of everything except investment of the plan assets.  We believe that is a personal decision best left up to you.

Our services include:

  • Plan Adoption (through one of our Adoption Agreements) of one of our Prototype Plans

  • Plan Design, Set-up, and Total Administration

  • Trust Reconciliation, Contribution Determination, Earnings/Forfeiture Allocations

  • Maintain Participant Accounts, Quarterly Statements to Participants

  • Distribution Processing, Loans/ Hardship Withdrawals

  • Plan Document, Summary Plan Description, Administrative Forms

  • ADP Testing, 415 Limit Testing, 401 Coverage Testing, Top-Heavy Testing

  • Form 5500 and Form 1099-R Preparation

  • Actuarial Valuation, FAS Reporting (Especially New FAS-132 Requirements)

Non-Qualified Retirement Plan Services

Non-qualified retirement plans are those that do not seek special tax status from IRS.  These include 403(b) plans, SERP's, Top_Hat plans, and any other kind of non-qualified plan, including unfunded plans.  At ALI Actuarial & Retirement Plan Services, we can design, implement, and administer any type of non-qualified plan.

Our services include:

  • Plan Deisgn and Adoption

  • Maintain Participant Accounts, Quarterly Statements to Participants

  • Distribution Processing

  • Plan Document, Employee Communications, and Administrative Forms

  • Form 5500 and Form 1099-R Preparation, where required (most non-qualified plans do not file Form 5500).

  • Actuarial Valuation and FASB Reporting; and GASB valuation and reporting for retiree medical plans.

Types of Plans Administered:

  • 401(k), SIMPLE, SEP, & Profit Sharing Plans

  • Money Purchase Pension Plans

  • Defined Benefit Pension Plans

  • Target Benefit & Hybrid Plans

  • Non-Qualified Plans, such as Deferred Compensation Plans, Top-Hat Plans, IRC Section 403(b) Plans, Section 457 Plans, and related types of plans

Service capabilities include:

  • Any Selection and Number of Investment Funds

  • Any Number and Type of Money Sources (401(k), match, after-tax, etc.)

  • Personal Financial Education & Personal Retirement Planning

  • Employee Communications

  • IRS/DOL Plan Audit Assistance, Difficult Compliance Situations

  • Full Website & Email

If you have any questions about our services and capabilities, please contact us at ALI Actuarial & Retirement Plan Services.